Financial Calculators

Choose from a variety of calculators to help you get a better view of your finances.  Plan your monthly budget, compare borrowing costs, or plan for the future - our tools are here to help you!

Retirement Savings and Planning | Mortgage Calculators | Loan Calculators | Credit Cards and Debt Management | Tax Calculators | Savings Calculators | Personal Finance | Insurance Calculators
Retirement Savings and Planning
401(k) Calculator A 401(k) can be one of your best tools for creating a secure retirement. Use this calculator to see why this is a retirement savings plan you cannot afford to pass up.
Individual 401(k) Savings Calculator Use this calculator to see the benefits of an Individual 401(k) for the self-employed.
Retirement Planner Calculator Quickly determine if your retirement plan is on track - and learn how to keep it there.
Roth IRA Calculator Use this calculator to compare the Roth IRA to an ordinary taxable investment.
Roth IRA Conversion Calculator This calculator will show the advantage, if any, of converting your IRA to a Roth.
Social Security Benefit Calculator Use this calculator to estimate your Social Security benefits.
Traditional IRA Calculator How can contributing to a regular IRA help you in your retirement?
Mortgage Calculators
15 vs. 30-Year Mortgage Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.
APR Mortgage calculator Use this calculator to find the APR on your mortgage.
Home Rent vs. Buy Calculator Are you better off buying your home, or should you continue to rent?
Mortgage Calculator Use this calculator to determine your monthly mortgage payment and amortization schedule.
Mortgage Payoff Calculator Save thousands of dollars in interest by increasing your monthly mortgage payment.
Mortgage Points Calculator Should you buy points? Use this calculator to find out.
Mortgage Qualifier Calculator Can you buy your dream home? Find out just how much you can afford!
Mortgage Refinance Calculator Should you refinance your mortgage? Use this calculator to determine when you will break even on a mortgage refinance.
Mortgage Tax Savings Calculator Interest and points paid for a home mortgage are tax deductible. Use this calculator to determine how much your mortgage could save you in income taxes.
Should I Refinance Calculator Use this calculator to see how much interest you can save by refinancing your mortgage!
Loan Calculators
Alternative Payment Frequencies Use this calculator to determine your payment or loan amount for different payment frequencies.
Amortizing Loan Calculator Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!
Enhanced Loan Calculator Use the slider controls to instantly change your monthly payment, loan amount, interest rate or term.
Existing Loan Calculator Use this calculator to analyze one of your existing loans. Calculate your remaining balance based on the number of monthly payments you have remaining.
Line of Credit Payoff Use this calculator to see what it will take to pay off your line of credit, and what you can change to meet your repayment goals.
Loan & Credit Line Payment This calculator helps determine your loan or credit line payment.
Loan Comparison Calculator Use this calculator to sort through the monthly payments, fees and other costs when comparing loan options.
Credit Cards and Debt Management
Credit Card Pay Off Calculator Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.
How Much Do You Owe Calculator Use this calculator as a starting point for your debt management plan.
Personal Debt Consolidation Calculator Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.
Tax Calculators
1040 Tax Calculator Enter your filing status, income, deductions and credits and we will estimate your total tax. Based on your projected tax withholding for the year, we can also estimate your tax refund or amount you may owe the IRS next April.
Marginal Tax Rate Calculator Use this calculator to determine your marginal and effective tax rates. This calculator sorts through the tax brackets and filing options to calculate your true tax liability.
U.S. Easy Tax Estimator Many people can use a simpler tax estimator calculate their taxes. Containing only seven required inputs, the Easy Tax Estimator is one of the quickest forms to calculate your tax bill.
Savings Calculators
Benefit of Spending Less Calculator Reducing your spending can be worth more than you might think. Use this calculator to see just how much your budget reductions may be worth.
CD Ladder Calculator Use this calculator to examine the benefits of investing in a series of Certificates of Deposits with different maturities, also called a CD Ladder.
Certificate of Deposit Calculator Use this calculator to find out how much interest you can earn on a Certificate of Deposit (CD).
College Savings Calculator Use this calculator to help develop or fine tune your education savings plan.
Compound Savings Calculator Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth.
Compounding and Your Return Calculator This calculator demonstrates how compounding can affect your savings.
Cool Million Calculator Find out when your savings plan may make you a millionaire!
Emergency Savings Calculator This calculator helps you determine how much emergency savings you may need, and how you can begin saving toward this important goal.
Lunch Savings Calculator Use this calculator to see how a simple change such as bringing a bagged lunch to work can really add up.
Savings Goal Calculator What will it take to reach your savings goal? This financial calculator helps you find out.
Savings, Taxes, and Inflation Calculator Use this calculator to determine how much your savings will be worth with these two important variables in mind.
Personal Finance
Credit Assessment How is your credit? Use this calculator for a quick assessment!
Debt-to-Income Ratio Use this calculator to determine your debt-to-income ratio, an important measure in determining your ability to get a loan.
Home Budget Analysis Analyze your budget, see where your money goes and find out where you can improve!
Net Worth This calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink!) over the next ten years.
Insurance Calculators
Health Savings Account (HSA) Contribution Calculator This Health Savings Account (HSA) calculator determines the amount you are allowed to deposit into an HSA account for the current tax year.
Health Savings Account (HSA) Goal Calculator Are you looking at the Health Savings Account (HSA) as a retirement account? This calculator will help you determine what you need to do in order to reach your goal.
Health Savings Account (HSA) Savings Calculator Use this calculator to help you determine how much your Health Savings Account (HSA) will be worth over time.
Health Savings Account (HSA) vs. Traditional Health Plan Compare an High Deductible Health Plan (HDHP) with a Health Savings Account (HSA) to a traditional health plan.
Life Insurance Calculator Find out how much life insurance you really need!