Big Decisions Need Unique Solutions

At Security Bank, we know mortgages.  That is why we have options and advice for how you can move forward with us. Our qualified mortgage lenders are here to help guide you every step of the way!

Check Rates and Apply



Give Your Dreams a "Happily Ever After"

With a Home Mortgage from Security Bank

Whether looking to buy, build, remodel - our qualified lenders at Security Bank are here to help you through every chapter of the mortgage process. Let us help write your story!

Contact one of our trusted Mortgage Lenders today >


Sort Through the Confusion

Determine if Now is the Right Time to Refinance Your Mortgage.

How long will it take to break-even on a mortgage refinance? Use the mortgage refinance calculator to sort through a multitude of factors including your current interest rate, the new potential rate, closing costs, and how long you plan to stay in your home.

View the Refi-Calculator


Do You Have Equity in Your Home?

Did you know that the equity in your home can be used to help pay for some of life’s bigger expenses – such as home improvements, vacations and travel, weddings, or even those fun "extras" you've been dreaming about? 

So why wait? With a HELOC from Security Bank, you could make your "Maybe Someday" a reality today!

Learn more about a Home Equity Line of Credit


Better Understand Your Numbers

At Security Bank, we know mortgages.  That is why we have options for how you can move forward with us.  Our qualified mortgage lenders are here to help guide you every step of the way. 

Crunch your numbers with our handy Mortgage Calculators >


Applying is as Easy as 1-2-3

Apply Online NOW in as quickly as 20 minutes!

Life can be hectic. Applying for a home loan shouldn't be. We've streamlined our application process to make it as convenient for you to apply whenever, wherever! 

Start a New Application


Time is Precious

Need a little extra time to make your dreams soar?

We have you covered. With our easy online application you can start your home loan application online and save your progress to finish applying at a time that works for you!

Finish Applying or check your Loan Status


What to Expect 

Our home loan service is convenient and easy! Here's how it works:


 Step 1: You'll complete our online application. 
The application will ask you questions about the home and your finances and takes less than 20 minutes to complete. As soon as you've finished the application we'll review your request for approval. If your application is approved online we'll ask you for a deposit to cover the cost of the appraisal on your home so that we can begin to process your request immediately.

After your application is completed, a Mortgage Loan Representative will contact you to introduce themselves and to answer any questions you may have. Your Mortgage Loan Representative is a mortgage expert and will provide help and guidance along the way. If your request wasn't approved online, they'll ask you for any information required to make a decision about your loan.

If you are purchasing a new home, the Mortgage Loan Representative will also contact the Real Estate Broker or the seller so that they'll know who to contact with questions.
 Step 2: We'll send you an application package and prepare your loan for closing.
The application package will be sent to you and will contain papers for you to sign and a list of items we'll need to verify the information you provided about your finances during the online application.

We'll order the appraisal from a licensed appraiser who is familiar with home values in your area. Depending on your finances and the loan amount requested, different types of appraisals are used. Sometimes the appraiser will need to view the home; sometimes they are able to do their evaluation from the street.

Title insurance will be necessary. If you are purchasing a home we'll work with the Real Estate Broker or seller to insure the title work is ordered as soon as possible. If you are refinancing we'll take care of ordering the title work for you. We'll use the title insurance policy to confirm the legal status of your property and to prepare the closing documents.
 Step 3:  We'll contact you to coordinate your closing date.
After we receive your application package, the appraisal, and the title work, we'll contact you to schedule your loan closing. If you are purchasing a home, we'll also schedule the closing with the real estate broker and the seller.

The closing will take place at the office of a title company or attorney in your area who will act as our agent. A few days before closing your Mortgage Loan Representative will contact you to walk through the final information.

That's all there is to it! Apply Now and you will be on your way to the most convenient home loan ever!

Learn More About Your Home Loan Process